Tuesday, May 25, 2010

On the wire...

I have had about a dozen thoughts I have wanted to blog about when I sit to write I either have forgotten them or they don't come out right so I have stayed away from even posting them. I do want to write about two things that happened yesterday. I'll go in order of when they happened. I got a call from our mortgage broker. We are doing an 80 10 10 loan which means that we put 10% down and take out two loans one for 80% and the other for 10%. The two loans are from two different banks. Our first loan which is the higher percentage has cleared for closing this Thursday. The other small loan has not yet. Well the interest rate dropped for the 1st loan from 5.125 to 4.875 and she was calling to see if we wanted to try and change our rate on the first loan. Here is the catch it might not get approved by Thursday and do we want to take that risk? The second loan hasn't clear yet so there is a chance we still might not be closing on Thursday due to that situation. Add to the fact that J's work schedule once June hits is jammed packed with stuff because it is the end of the school year. In the end we decided to stick with the rate we first got and if for some reason there is a major issue with the second loan and we aren't going to close Thursday then she is going to put the lower interest rate through. We just really want to move on from all the craziness and stress of this last year. But I am just so happy and feel so blessed to have had this house we are staying in to be able to heal and get better. What a major year this has been for our family.

The second thing that I feel is blog worthy is we had our final walk through yesterday and the kids came with us. It was AMAZING to show them their new bedrooms and see them run around the house and be so excited about moving in. It was like a little glimpse of what living there is going to be like and I just can't wait to make it our home. This house has a lot of storage space and closets and what not...so they were playing hide and seek. While we were there 3 of the kids had to use the bathroom and none of them had to wait for a toilet!!! J and I were talking on the way home about how this house has all the criteria we were looking for in a home. We feel so extremely blessed. God is so good! Now we just have to wait out the kinks in the above situation and we are good to go :)

3 comments:

Anonymous said...

Good times!

Tee aka The Diva's Thoughts said...

It's all going to work out and you will go to closing Thursday.

Tonya said...

Just got the word we are all set for THURSDAY closing!!! I am so excited.